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Listed 10 days ago

1144 4th Avenue W

Owen Sound, Owen Sound

$539,900

Detached|2 1/2 Storey
4 | 2 | 3
About this home

CENTURY-HOME CHARACTER MEETS MODERN-DAY LIVING WITH 4 BEDROOMS & A DETACHED GARAGE! This beautifully updated century home proves that modern refinement does not have to come at the expense of original character, with preserved details and thoughtful improvements throughout. Nearly 1,400 finished sq. ft. carries its history beautifully, from stained glass and hardwood floors to the restored staircase that speaks to the craftsmanship of the home. The renovated kitchen features white cabinetry, a subway tile backsplash and stainless steel appliances, while the combined living and dining room creates one generous gathering space with a gas fireplace and patio doors opening to the deck and fully fenced backyard. Three bedrooms and a 4-piece bathroom occupy the second floor, while the third floor opens to a large bonus space that can serve as a fourth bedroom, private primary retreat, family room, home office, studio or hobby space. The basement includes a powder room and offers excellent potential to create additional finished space tailored to your needs. The covered front porch is made for slow mornings with a coffee, evening conversations and the easy familiarity of waving to neighbours as they pass, while a detached garage and two driveway parking spaces complete the property. Kelso Beach at Nawash Park, the waterfront and downtown River District are all close by, along with the library, Farmers' Market, schools and recreation facilities, putting beach days, waterfront walks, market mornings, local dining and community events within minutes of home. Beautifully brought forward without erasing its past, this is a home that has kept the craftsmanship and character that made it worth preserving in the first place.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$3,852
Lot Size32.75 ft x 88 ft
mls© NumberX13827638
Listed ByRE/MAX HALLMARK PEGGY HILL GROUP REALTY

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,763
Property tax
$321
Heat allowance
$150
Housing costs
$3,234 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,980
25-yr amortization

Income needed

$100,000

gross annual household income

Payment at 4%
$2,272 / mo
Cash down
$107,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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