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Listed 11 days ago

1282 1st Avenue W

Owen Sound, Owen Sound

$419,000

Detached|1 1/2 Storey
2 | 2 | 1
About this home

There's something about an older home that just feels like home. Welcome to 1282 1st Avenue W in Owen Sound, a charming 2-storey home filled with character, comfortable living spaces and a layout that offers more flexibility than you might expect. The first thing you'll appreciate is the beautiful green space and harbour views directly across the road. Next, step inside to a bright dining room that opens naturally into the living spaces, creating an inviting place for everyday life, family dinners and entertaining. The spacious kitchen offers plenty of cabinetry and counter space, stainless steel appliances, including a natural gas stove, and a peninsula with casual seating, while the main-floor laundry option adds everyday convenience. There is also a washer and gas dryer on the lower level. One of the home's most useful surprises is the additional main-floor room, currently used as a craft and creative space. Whether you need a third bedroom, home office, hobby room, playroom or cozy den, it's a space that can easily adapt as your needs change. A convenient 2-piece bathroom completes the main level. Upstairs you'll find two comfortable bedrooms with warm wood flooring and plenty of personality, along with an updated 3-piece bathroom featuring a glass-enclosed shower and crisp, modern finishes. Central air and forced-air natural gas heating keep the home comfortable throughout the seasons. Outside, enjoy a fenced yard, deck, patio and gazebo, plus private parking. Located in Owen Sound with schools, the hospital, public transit and everyday amenities nearby, this is a home that combines the character buyers love with the functionality they actually need.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$2,663
Lot Size23.54 ft x 59.06 ft
mls© NumberX13823038
Listed ByCentury 21 Millennium Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,145
Property tax
$222
Heat allowance
$150
Housing costs
$2,517 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $83,800
25-yr amortization

Income needed

$77,000

gross annual household income

Payment at 4%
$1,763 / mo
Cash down
$83,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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