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Listed 17 days ago

1181 4th Avenue W

Owen Sound, Owen Sound

$649,000

Detached|2-Storey
4 | 2 | 5
About this home

1181 4th Avenue West offers a perfect blend of historic character and modern luxury. This meticulously renovated 4-bedroom, 2.5-bathroom. Arts and Crafts home features striking 10' coffered copper ceilings in the entry and kitchen. Primary suite serves as a private retreat, complete with built-in cabinetry, coffered ceilings, and a 16'x12' walk-out balcony. For outdoor living, an expansive covered composite deck offers generous space to relax or entertain. The main floor also features a deep soaker tub, perfect for unwinding after a day of hiking or golf. A standout feature is 34 x 30 foot heated separate workshop that provides over-height roll-up garage door, ample project space, 2-piece washroom. With the intricate details and plenty of storage throughout, this home must be experienced in person to be fully appreciated.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age100+
Size2500-3000 sq. ft.
Property Tax$5,246
Lot Size50 ft x 180 ft
mls© NumberX13799052
Listed ByRoyal LePage Locations North

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,322
Property tax
$437
Heat allowance
$150
Housing costs
$3,909 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,800
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,731 / mo
Cash down
$129,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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