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Price Change$529,000

435 13th Street W

Owen Sound, Owen Sound

$469,000

Detached|1 1/2 Storey
3 | 1 | 5
About this home

Thoughtfully Updated Century Home in a Desirable West Side Location. Welcome to this beautifully updated 1.5-storey century home in Owen Sound's appealing 13th Street West neighbourhood, conveniently located just a 5-minute drive from both Hillcrest School and OSDSS. Blending historic charm with modern updates, this inviting home features original hardwood flooring in the living and dining rooms and extensive renovations throughout. Most of the main floor has been refreshed with new drywall and paint, creating a bright, welcoming atmosphere while preserving the home's character. The updated kitchen offers new flooring, countertop, drywall and paint plus a full stainless steel appliance package. Ample cabinetry with updated hardware provides excellent storage and workspace for busy families and home cooks alike. The washer and dryer are conveniently located in the main-floor rear mudroom, which has also been updated with fresh flooring and paint. Upstairs, you'll find three generous bedrooms all with closets and a fully renovated 4-piece bathroom. Two bedrooms have received new drywall and the entire upper level features newly installed laminate flooring with all carpet removed, including from the staircase. Modern hardware throughout the home adds a clean and cohesive finishing touch. Outside, enjoy a shaded front concrete patio, a private driveway with parking for multiple vehicles and a detached garage ideal for storage, a workshop, or recreational equipment. The spacious backyard provides plenty of green space for children, pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. Lovingly renovated with attention to detail, this move-in ready home offers the character of a century property with the updates today's buyers are looking for. A wonderful opportunity for first-time buyers, young families, or anyone seeking a comfortable home in a quiet, established neighbourhood.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,274
Lot Size44 ft x 128 ft
mls© NumberX13493178
Listed ByChestnut Park Real Estate

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,401
Property tax
$273
Heat allowance
$150
Housing costs
$2,823 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $93,800
25-yr amortization

Income needed

$87,000

gross annual household income

Payment at 4%
$1,974 / mo
Cash down
$93,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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