499 16th Street W
Owen Sound, Owen Sound
$389,900
Charming 2-bedroom home in a lovely westside neighbourhood. Ideally located close to the Roselawn Bowling Club and to Kelso Beach offering lots of outdoor recreation. The living room and dining room feature beautiful hardwood flooring and a cozy fireplace providing a warm and inviting space. Step outside to enjoy the renovated deck (2025), perfect for relaxing, entertaining, or enjoying your morning coffee. This home provides economical living and easy maintenance.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,082 |
| Lot Size | 23 ft x 68 ft |
| mls© Number | X13410292 |
| Listed By | RE/MAX Grey Bruce Realty Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,996
- Property tax
- $257
- Heat allowance
- $150
- Housing costs
- $2,403 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$74,000
gross annual household income
- Payment at 4%
- $1,641 / mo
- Cash down
- $77,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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