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New3 hours ago

539 4th Avenue E

Owen Sound, Owen Sound

$409,900

Detached|2 1/2 Storey
3 | 2 | 3
About this home

Beautiful, spacious 3-bedroom, 1.5-bathroom detached home in a desirable area close to beautiful Harrison Park. The home has been extensively renovated while retaining the character of the original brick house. It offers bright, generous living spaces, vinyl flooring throughout, a modern kitchen with stainless-steel appliances, two updated bathrooms, and plenty of additional finished space.The main bathroom has been completely renovated and features a separate bathtub and large glass shower, double vanity and modern finishes.Upstairs you'll find 2 bedrooms and main bathroom along with a laundry room, while the finished third-floor level provides a large master bedroom/living area, and a 2 piece bathroom.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,091
Lot Size35.5 ft x 100 ft
mls© NumberX13860188
Listed ByRon Hopper Real Estate Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,098
Property tax
$174
Heat allowance
$150
Housing costs
$2,422 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $81,980
25-yr amortization

Income needed

$75,000

gross annual household income

Payment at 4%
$1,725 / mo
Cash down
$81,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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