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Listed 2 months ago

840 4th Street E

Owen Sound, Owen Sound

$599,900

Detached|Bungalow
3 | 3 | 6
About this home

Welcome to this well-maintained 3+1 bedroom, 3 bathroom detached family home located in an excellent, quiet neighbourhood in Owen Sound. Offering approximately 1800 sq. ft. of finished living space, this home provides a comfortable and functional layout with plenty of space for families, guests, and entertaining. The main floor features a large primary bedroom with a 3-piece ensuite, convenient main-floor laundry, and a practical galley-style kitchen. The spacious living areas provide plenty of room for everyday family life. Downstairs, the basement adds valuable additional living space with a recreation room, games room, fourth bedroom, 3-piece bathroom, and large storage room. Whether you need space for a growing family, guests, hobbies, or a home office, the lower level offers excellent flexibility. Step outside to enjoy the fully fenced backyard, complete with established garden beds and a large deck, creating a great private space for summer barbecues, entertaining, or relaxing with family and friends. The property sits on a 57ft. x 130 ft. lot and includes an attached 2 car garage, offering convenient parking and additional storage.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,940
Lot Size57 ft x 130 ft
mls© NumberX13681528
Listed ByRE/MAX Grey Bruce Realty Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$412
Heat allowance
$150
Housing costs
$3,632 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$112,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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