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Owen Sound, Owen Sound
$495,000
Welcome to this must-view charming home in the heart of Owen Sound! This enchanting 1.5-storey home offers the warmth and character of a country cottage with beautiful gardens tucked behind. With 3 bedrooms, 2 full baths and a wonderfully inviting layout, this is a home made for relaxed, family living and enjoying the simple pleasures of life. The main floor features an updated bright kitchen with centre island, adjacent dining room, cozy living room with gas fireplace, and an inviting family room with a walkout to the spectacular gardens and fully fenced yard. Main floor bathroom & laundry with plenty of storage adds everyday convenience. Upstairs, three comfortable bedrooms and an updated full 4-piece bathroom create a peaceful private retreat. But the true magic happens outside. Step through the doors to the large patio and discover a garden oasis filled with an enchanting mix of flowers, mature shrubs, winding pathways and grassy quiet spaces to sit, relax and enjoy nature. Meander through a beautiful tapestry of gardens to the rear of the property, where a quaint shed/barn awaits, complete with a charming loft and an attached garden tool room. Full of possibilities, it would make a wonderful artist's studio, kids' playhouse, garden retreat, man cave or she-shed; this versatile space is ready to inspire! And the central location? Simply wonderful. Parks, restaurants, shopping, library, schools and so much more are all close by, making it easy to leave the car behind and walk wherever you need to go. Most appliances have been replaced in the past 4-6 years. Eaves and Downspouts on front and rear of house 2026, Roof 2023, Furnace 2021 & Central Air 2020. This is more than a house-it's a lifestyle. An exceptional opportunity to embrace a relaxed, carefree feeling of cottage living while being right in the city.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,858 |
| Lot Size | 52.5 ft x 208.5 ft |
| mls© Number | X13850128 |
| Listed By | Chestnut Park Real Estate |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,534
- Property tax
- $321
- Heat allowance
- $150
- Housing costs
- $3,005 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$92,000
gross annual household income
- Payment at 4%
- $2,083 / mo
- Cash down
- $99,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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