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New1 day ago

20 Dickson Street

North End, Hamilton

$599,800

Detached|2 1/2 Storey
3 | 3 | 2
About this home

Quiet Street, 10 Min To QEW and Go Station, Many System Updates, With Loads Of Character AndCharm, Larger Rooms, And Plenty Of Space. This Century Old Home Strikes Great Balance Of OldWorld Charm With New World Modern Updates. From The Minute You Pull Up You Will Find TheUpdated Exterior To Welcome You Home. The Entry Way And Main Floor Showcases The Original Trim,Vintage Floors, And High Ceilings. The Bedroom Level Shines With Original Wood Floors,Remodeled Bath, And Access To The Bonus Loft Space That Makes A Great Craft Room or 4thbedroom, Exercise Space Or Cool Place To Chill Out. Basement was recently dug out andrenovated, adding a 3pc bath and possible 2nd kitchen, making it a perfect guest sweet.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,123
Lot Size19.83 ft x 132 ft
mls© NumberX13859724
Listed ByCENTURY 21 MILLENNIUM INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,070
Property tax
$260
Heat allowance
$150
Housing costs
$3,480 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,960
25-yr amortization

Income needed

$107,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,960

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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