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Price Change$415,000

490 wentworth Street N

Industrial Sector, Hamilton

$399,000

Detached|2 1/2 Storey
4 | 2 | 0
About this home

Beautifully updated and well-maintained home. 2 km from downtown, quick access to QEW and 401(approximately 10 minutes), two GO stations, a nearby bus stop, a waterfront park just 7minutes away. A small neighbourhood park is also within walking distance.1,432 sq. ft. of bright, sun-filled living space, with large windows filling the home withnatural light.2024-2025 Upgrades:- Asbestos test throughout the house - negativeNew upper exterior siding- Insulation replaced- New downspouts and eavestroughs- Sewer pipe replaced + backup valve installedNew plumbing pipes throughout, including toilets and shower setsElectrical upgraded throughoutHWT replaced with tankless systemCement walkway to backyard- Partial basement waterproofingNew flooringWater supply added to backyardElectrical outlet added to backyardGas added to kitchen; electrical outlet available for electric stove useWashing machine (2024, (ALL-IN-ONE, separate plug for dryer available if ever needed)Ducts cleaned- Cosmetic upgrades throughout, including painting and stairs restoration2026 Updates:- Brand-new kitchenNew basement washroom- 4 windows replaced (others are in good condition)New gas stoveNew refrigeratorAdditional: Roof 2020; furnace & central AC 2018.Basement includes relocated laundry, separate entrance and partially finished space with futurepotential, subject to approvals.Backyard includes shed, water supply and electrical outlet.Street parking possibility for 1 vehicle.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$2,740
Lot Size19 ft x 90 ft
mls© NumberX13784226
Listed ByRE/MAX REAL ESTATE CENTRE INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,042
Property tax
$228
Heat allowance
$150
Housing costs
$2,421 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,800
25-yr amortization

Income needed

$74,000

gross annual household income

Payment at 4%
$1,679 / mo
Cash down
$79,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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