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Listed 19 days ago

41 Francis Street

Industrial Sector, Hamilton

$349,000

Detached|2-Storey
3 | 1 | 1
About this home

Well-maintained 3-bedroom detached two-storey home situated on a generous corner lot, offering a comfortable and functional layout. The main floor features separate living and dining rooms, along with a large kitchen with abundant cabinetry and generous counter space. Upstairs, the spacious primary bedroom features large windows and plenty of natural light, accompanied by two additional bedrooms and a 4-piece bathroom. A rear mudroom leads directly to the fully fenced backyard, complete with a deck, mature apple tree, and storage shed. The unfinished basement offers additional storage, while forced-air gas heating and central air conditioning ensure year-round comfort. Rear driveway parking is available, with additional street parking nearby. Ideally located close to Hamilton General Hospital, the waterfront, downtown, schools, parks, shopping, restaurants, and public transit. West Harbour GO Station is just minutes away, with convenient access to major highways for commuting throughout the region.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,660
Lot Size18.75 ft x 80 ft
mls© NumberX13792940
Listed ByReal Broker Ontario Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,786
Property tax
$222
Heat allowance
$150
Housing costs
$2,158 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $69,800
25-yr amortization

Income needed

$66,000

gross annual household income

Payment at 4%
$1,469 / mo
Cash down
$69,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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