| Common Elements Included | |
| Parking Included | |
| Building Insurance Included |





























14 - 130 Water Street E
05 - Gananoque, Gananoque
$490,000
Welcome to Island Harbour Club. Experience modern waterfront living in the heart of the Thousand Islands. This stunning 2-bedroom, 2-bathroom ground-floor unit offers open-concept elegance with high ceilings, premium finishes, and expansive windows that fill the space with natural light. The kitchen features quartz countertops, sleek cabinetry, and stainless steel appliances, flowing seamlessly into the living and dining areas perfect for entertaining. The primary suite boasts a walk-in closet and spa-inspired ensuite, while the second bedroom is ideal for guests or a home office. Enjoy the convenience of in-suite laundry, secure underground parking, and a private terrace with views of the St. Lawrence River. Located steps from Gananoques vibrant downtown, marinas, parks, and trails, with easy access to Kingston . This boutique condominium offers a relaxed lifestyle in an unbeatable location.
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| Type | Condo Apartment |
| Style | 1 Storey/Apt |
| Approx. Age | Not available |
| Size | 1400-1599 sq. ft. |
| Maintenance Fees | $600 |
| Locker | None |
| Balcony | Open |
| Exposure | East |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | None |
| Property Tax | $6,214 |
| mls© Number | X13834314 |
| Listed By | REVEL REALTY INC., BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,508
- Property tax
- $518
- Heat allowance
- $150
- Condo fees, half counted
- $300
- Housing costs
- $3,476 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$107,000
gross annual household income
- Payment at 4%
- $2,062 / mo
- Cash down
- $98,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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