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Listed 7 days ago

14 - 130 Water Street E

05 - Gananoque, Gananoque

$490,000

Condo Apartment |
2 | 2 | 1 | 0
About this home

Welcome to Island Harbour Club. Experience modern waterfront living in the heart of the Thousand Islands. This stunning 2-bedroom, 2-bathroom ground-floor unit offers open-concept elegance with high ceilings, premium finishes, and expansive windows that fill the space with natural light. The kitchen features quartz countertops, sleek cabinetry, and stainless steel appliances, flowing seamlessly into the living and dining areas perfect for entertaining. The primary suite boasts a walk-in closet and spa-inspired ensuite, while the second bedroom is ideal for guests or a home office. Enjoy the convenience of in-suite laundry, secure underground parking, and a private terrace with views of the St. Lawrence River. Located steps from Gananoques vibrant downtown, marinas, parks, and trails, with easy access to Kingston . This boutique condominium offers a relaxed lifestyle in an unbeatable location.

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agent
Macallum Tepsich
(647) 326-2579
TypeCondo Apartment
Style1 Storey/Apt
Approx. AgeNot available
Size1400-1599 sq. ft.
Maintenance Fees$600
LockerNone
BalconyOpen
ExposureEast
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$6,214
mls© NumberX13834314
Listed ByREVEL REALTY INC., BROKERAGE
Common Elements Included
Parking Included
Building Insurance Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,508
Property tax
$518
Heat allowance
$150
Condo fees, half counted
$300
Housing costs
$3,476 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $98,000
25-yr amortization

Income needed

$107,000

gross annual household income

Payment at 4%
$2,062 / mo
Cash down
$98,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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