| Common Elements Included | |
| Building Insurance Included |














316 - 130 WATER Street
05 - Gananoque, Gananoque
$499,000
Are you searching for a maintenance free home, or an Investor looking for a fabulous year round rental? Look no further! This spacious 1400+ square foot 2 bedroom / 2 full bath is located on the shores of the St. Lawrence River in the heart of the Thousand Islands. Equipped with afront & back patio with river views on both sides, as well as from your living/dining room. Carpet free throughout, with plenty of storage. 2nd bedroom can be used as a den/office. This building boasts secured entrances, 2 elevators, heated underground parking, and communal library on each floor. A hop away from the Municipal Marina where you can dock your vessel seasonally. Launch your kayak steps from the front door, and enjoy summer concerts in Joel Stone park every weekend in the summer months. If you're an avid cyclist, the 1000 Island Parkway is just a short ride from the condo. This is the perfect place to live if you enjoy River life, mixed with an abundance of great restaurants, theatre, shopping, and much more. Quick possession available. Reliable Tenant currently in place, and managed by Bendale Property Management.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
Ask my AI assistant
Schools, payments, offer timing, history — ask in plain words. This home is already in the conversation.
| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | Not available |
| Size | 1400-1599 sq. ft. |
| Maintenance Fees | $600 |
| Locker | None |
| Balcony | Juliette |
| Exposure | East |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Underground |
| Property Tax | $6,285 |
| mls© Number | X13485910 |
| Listed By | RE/MAX FINEST REALTY INC., BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,554
- Property tax
- $524
- Heat allowance
- $150
- Condo fees, half counted
- $300
- Housing costs
- $3,528 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$109,000
gross annual household income
- Payment at 4%
- $2,100 / mo
- Cash down
- $99,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.





















































































































































































































































































































































































































































































































