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Listed 27 days ago

312 - 130 Water Street

05 - Gananoque, Gananoque

$576,900

Condo Apartment |
2 | 2 | 1 | 0
About this home

Welcome to Island Harbour Club, where elevated waterfront living meets the heart of the Thousand Islands. This beautifully upgraded, water-facing 2-bedroom, 2-bathroom condo offers an exceptional combination of style, space and one of its most impressive features-an oversized private balcony overlooking the St. Lawrence River. Partially covered and partially open to the sky, this incredible outdoor space truly becomes an extension of the living area. Whether it's morning coffee overlooking the water, dinner outside or an evening spent watching the boats and sunsets, this is the kind of outdoor space that sets a condo apart. Inside, an exceptional floor plan is bright and inviting, with oversized windows bringing in an abundance of natural light while showcasing the gorgeous river views. The open-concept kitchen, dining and living areas are beautifully finished with quartz countertops, a striking backsplash, high-end appliances and thoughtful upgrades throughout. The spacious primary suite offers a private retreat with an ensuite, while the second bedroom provides valuable flexibility as a guest room, home office or both. With two full bathrooms and a layout that makes excellent use of every square foot, this is a home designed for easy everyday living and entertaining. With too many upgrades to list, this residence is a step above and offers the opportunity to enjoy an exceptional waterfront lifestyle at an incredible price. Walk to restaurants, shops, theatre, the marina and waterfront parks-or simply stay home, step onto that spectacular balcony and enjoy one of the best reasons to live in the Thousand Islands: the view.

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agent
Macallum Tepsich
(647) 326-2579
TypeCondo Apartment
Style1 Storey/Apt
Approx. AgeNot available
Size900-999 sq. ft.
Maintenance Fees$429
LockerNone
BalconyOpen
ExposureNorth
Parking TypeUnderground
Parking Spaces1
Parking FeaturesUnderground
Property Tax$5,344
mls© NumberX13755182
Listed ByCENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Common Elements Included
Building Insurance Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,953
Property tax
$445
Heat allowance
$150
Condo fees, half counted
$214
Housing costs
$3,763 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,380
25-yr amortization

Income needed

$116,000

gross annual household income

Payment at 4%
$2,428 / mo
Cash down
$115,380

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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