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Listed 9 days ago

121 West 23rd Street

Westcliffe, Hamilton

$888,000

Detached|Bungalow
2 | 3 | 6
About this home

$4,000 Buyer Closing Bonus Upon Closing! Step into luxury living in this stunning, fully renovated bungalow in the sought-after West Mountain area. Renovated from top to bottom with high-end finishes, this home offers style, comfort and exceptional versatility.The bright open-concept main floor features a chef's kitchen with quartz countertops, custom cabinetry, farmhouse sink, integrated dishwasher & microwave, and KitchenAid gas range. Two bedrooms, main-floor laundry and a spa-inspired bathroom with heated floors, deep soaker tub and walk-in shower with his-and-hers temperature controls and memory rain shower heads complete the main level.The flexible separate entrance leads to a 1-bedroom legal lower-level suite plus two additional rooms. The lower level includes a 3-piece bath, kitchen, living room with egress window, laundry and built-in cedar sauna.Enjoy a professionally landscaped private backyard with lush gardens, flagstone and pavers, plus a covered lounge area with oversized ceiling fan. A newly constructed detached double-car brick garage offers 100-amp service and EV charger readiness.With a legal lower suite, separate entrance, premium renovations, beautiful outdoor space and impressive detached garage, this property offers exceptional flexibility for families, extended family or additional living arrangements.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$6,400
Lot Size50 ft x 120 ft
mls© NumberX13832480
Listed ByRE/MAX HALLMARK REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,545
Property tax
$533
Heat allowance
$150
Housing costs
$5,229 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $177,600
25-yr amortization

Income needed

$161,000

gross annual household income

Payment at 4%
$3,737 / mo
Cash down
$177,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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