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Westcliffe, Hamilton
$865,000
Exceptional opportunity in the sought-after Westcliffe neighbourhood on Hamilton Mountain. This well-maintained home has been owned and cared for by the same family for over 50 years, reflecting true pride of ownership. Set on a large lot within a low-traffic court, the property offers rare depth and privacy. The main floor features a spacious eat-in kitchen with ample storage, large windows, and backyard views. The living and dining area with original hardwood flooring and fireplace is filled with natural light, an excellent setting for entertaining. The main floor den provides flexibility for a home office or guest room. The second floor includes four bedrooms, with one currently converted to a convenient second-floor laundry (easily reverted if desired). Original hardwood flooring remains beneath the upstairs carpet. The walk-out basement offers a retro 1970s rec room with wood panelling and fireplace, creating a gathering space full of character. Bsmt also includes a second kitchen, bathroom, laundry, and separate entrance, well-suited for an in-law suite or income potential. Exterior features include a concrete driveway and walkway to the backyard. The elevated rear deck overlooking the yard and views toward Hamilton and Lake Ontario creates an almost country-like setting within the city. Unlike new subdivisions, this property features a larger lot within an established setting. Close to schools, shopping, transit, parks, trails, Chedoke stairs, and recreation centres, with quick highway access. A rare opportunity on Hamilton Mountain. See the feature sheet for details.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $6,199 |
| Lot Size | 45 ft x 163 ft |
| mls© Number | X13803206 |
| Listed By | THE AGENCY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,427
- Property tax
- $517
- Heat allowance
- $150
- Housing costs
- $5,094 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$157,000
gross annual household income
- Payment at 4%
- $3,640 / mo
- Cash down
- $173,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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