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Listed 18 days ago

173 West 32nd Street

Westcliffe, Hamilton

$799,000

Detached|Bungalow
3 | 2 | 4
About this home

Nothing to do but move in! This lovely bungalow has been meticulously updated with quality finishings. 3 + 3 bedrooms and 2 baths. Updated laminate, newer kitchen and bathroom on main level. Lower level can be entered from the main floor or through a separate side entrance. This lower level was completed in 2025 with a kitchen featuring stainless fridge & stove, 3 piece bath, 3 bedrooms and easy care laminate flooring. Perfect for a teen retreat, extra living space or in-law potential. Furnace and air updated in 2016, windows 2020, water main 2022, roof2017. Spacious, private, fenced backyard and parking for at least 4 cars. Enjoy this family friendly neighbourhood with access to the brow and Chedoke stairs, numerous waterfalls, public transit, schools and a short distance to shopping, Hillfield Strathallan College, Mohawk College and the Meadowlands. Current tenant would like to stay if possible. Photos are prior to current tenant. RSA

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$5,620
Lot Size50.01 ft x 100.22 ft
mls© NumberX13797712
Listed ByColdwell Banker Community Professionals

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$468
Heat allowance
$150
Housing costs
$4,708 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$145,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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