














































23 Garfield Avenue N
Stipley, Hamilton
$548,900
Welcome to 23 Garfield Avenue North, a home filled with character, warmth and more space than you might expect. With 1,556 sq. ft. of living space, 4 bedrooms and 2 bathrooms, this home provides plenty of room to grow, gather and make your own. The main floor features an inviting living room, spacious dining area and functional kitchen with rich cabinetry, stainless steel appliances, ample counter space and natural light. Hardwood flooring and charming details add to the warm, welcoming feel. The second level features 3 bedrooms and a well-appointed bathroom, while the upper half-storey provides a spacious 4th bedroom, ideal as a home office, guest space or private retreat. The finished lower level adds a generous recreation area, second bathroom and dedicated laundry. Out back, enjoy a deck overlooking the private, fully fenced yard with mature greenery, lawn space, patio and storage shed. Conveniently located near schools, transit, everyday amenities, downtown Hamilton and Hamilton Stadium. With 4 finished levels of living space, there's much more here than meets the eye.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
Ask my AI assistant
Schools, payments, offer timing, history — ask in plain words. This home is already in the conversation.
| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,200 |
| Lot Size | 21.05 ft x 106.38 ft |
| mls© Number | X13798548 |
| Listed By | ROYAL LEPAGE STATE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,810
- Property tax
- $267
- Heat allowance
- $150
- Housing costs
- $3,226 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$99,000
gross annual household income
- Payment at 4%
- $2,310 / mo
- Cash down
- $109,780
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.











































































































































































































































































































































































































































































































































































































































































