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Listed 19 days ago

25 Fairholt Road S

Gibson, Hamilton

$874,900

Detached|2 1/2 Storey
4 | 5 | 1
About this home

Welcome to this charming 2.5-storey century home in Hamilton's Gibson/Stipley South neighbourhood, where timeless character meets a modern twist. Offering 4+2 bedrooms, 5 bathrooms, and 2,055 sq. ft. of above-grade living space, this detached home beautifully blends the charm and character of its era with the comfort and convenience of today. The main floor features a spacious living and dining room combination, an eat-in kitchen, and a convenient powder room. The second floor offers three bedrooms, including a generous primary bedroom with its own ensuite and walk-in bathroom, along with a shared bathroom and convenient laundry. The third-floor loft provides versatile additional space that can be used as a bedroom, home office, or flex space, complete with its own bathroom. The fully finished basement features a separate entrance, kitchen, bathroom, two additional bedrooms, and ample storage space, offering excellent flexibility for extended family, guests, or additional living needs. Situated on a 30' x 100' lot, the home has been thoughtfully updated while retaining its original appeal. Recent improvements include new roof shingles in 2021, A/C, furnace, windows, and appliances in 2021, a new dishwasher and hardwood flooring added to the main and upper floors in 2024, a new deck in 2025, and a new front porch in 2026. The property also includes one rear laneway parking space. Ideally located close to stores, shopping, public transit, schools, and Hamilton's downtown core, this home offers both convenience and character in one of Hamilton's established neighbourhoods.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size2000-2500 sq. ft.
Property Tax$6,831
Lot Size30 ft x 100 ft
mls© NumberX13794192
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,478
Property tax
$569
Heat allowance
$150
Housing costs
$5,197 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $174,980
25-yr amortization

Income needed

$160,000

gross annual household income

Payment at 4%
$3,682 / mo
Cash down
$174,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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