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New3 days ago

14 Prospect Street S

Stipley, Hamilton

$799,000

Detached|2 1/2 Storey
3 | 2 | 3
About this home

14 Prospect St S is a lovingly updated 2.5-storey Hamilton Four Square, full of original character, thoughtful details and a distinctly stylish sensibility. Offering 3 bedrooms, 2 bathrooms and approximately 1,800 sq ft, the home retains its wonderful original layout, with inlaid hardwood floors, coffered ceilings and all the craftsmanship that makes these homes so special. The updated kitchen and playful design touches feel right at home alongside the original details, while the generous front porch and pollinator garden add to its undeniable charm. A high and dry basement offers excellent workshop space, with plenty of room for projects and creative pursuits. Set in a fantastic family-friendly neighbourhood, close to Gage Park, Bernie Morelli Recreation Centre, Vintage Coffee, Capitol Bar and the future LRT.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,279
Lot Size40 ft x 85.33 ft
mls© NumberX13856818
Listed ByCOLDWELL BANKER COMMUNITY PROFESSIONALS

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$440
Heat allowance
$150
Housing costs
$4,680 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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