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Stipley, Hamilton
$399,900
First time buyers and renovators, this 1912, 3 bedroom, 1 bathroom, two storey, double brick home comes with a fenced in back yard and 2-tier deck. For the handy person looking for a deal, you'll appreciate the work that's been done and still have some areas that are ready for completion. The main floor hardwood floors and trim throughout the living room, dining room, and stairway have been refinished and look amazing! The functional eat-in kitchen is looking for a designer to maximize the space and replace the missing trim. Much of the upstairs trim has been stripped and is awaiting final touches. The furnace and AC are approximately 10years old. The double-brick exterior helps the home maintain a consistent temperature during summer months, and lessens the need for the AC a good portion of the time. The shingles were replaced almost 11 years ago and there's still 4+ years on the transferrable warranty. Windows were replaced 2008-2009. Come to this family friendly neighbourhood and see for yourself!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,881 |
| Lot Size | 23.75 ft x 84.33 ft |
| mls© Number | X13756352 |
| Listed By | Royal LePage Trius Realty Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $240
- Heat allowance
- $150
- Housing costs
- $2,437 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$75,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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