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Listed 20 days ago

107 Sutherland Avenue

O'Neill, Oshawa

$799,900

Detached|1 1/2 Storey
3 | 2 | 4
About this home

Welcome to this charming 3-bedroom, 1-storey home in the highly sought-after O'Neill neighbourhood, surrounded by distinctive homes, mature streets and an incredible selection of amenities. It's ideally located within walking distance to O'Neill CVI, Oshawa Hospital, Costco, groceries, parks, shopping and the Michael Starr walking trail. It features an incredible two-tiered backyard designed for entertaining. Enjoy the inground pool complete with a creepy crawler, multiple patio areas and a charming cabana equipped with a built-in bar, bar stools, TV and fridge. One patio area even offers a TV hookup, making it the perfect spot to watch the game outdoors (TV not included). Inside, the home offers a warm and inviting layout with a gorgeous kitchen featuring a centre island, storage, a pantry, and convenient pots-and-pans drawers. In 2018, the home was upgraded with new flooring, an updated bathroom and a custom walk-in closet in the principal bedroom. The basement offers additional versatile space for a home gym, office or recreation area, along with a convenient 2-piece bathroom. Furnace upgraded in 2024.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,104
Lot Size48 ft x 130 ft
mls© NumberE13782018
Listed ByKeller Williams Energy Real Estate

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$425
Heat allowance
$150
Housing costs
$4,670 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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