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Listed 9 days ago

142 Adelaide Avenue W

O'Neill, Oshawa

$795,000

Detached|2-Storey
3 | 2 | 2
About this home

Absolutely beautiful All Brick circa 1931 home located in one of the most desirable neighbourhoods in all of Oshawa. Steps away from Parks, Hospital, Oshawa Private golf club, shopping, transit and historical Oshawa landmark Parkwood Estates. This stunner has been tastefully updated with keeping all the charm of the creative woodworking original finishes. Enter through the vestibule a spot to hang your coats and warm up w/ heated floors. Walk into the charming entrance to the living room that is spacious and cozy w/ the wood-burning fireplace, Updated mudroom (2020) off living area that has a walkout to a newer saltwater pool and fresh landscaping. Beautiful family dining area perfect for hosting updated w/built-in cabinets and coffee bar. Kitchen updated w/ Granite counters, subway tile b/s, plenty of cupboards and added homework nook. 2-piece powder room w/ heated floors on main updated (2026), Hardwood flooring throughout the entire home. Upstairs has 3 generously sized bedrooms, primary has a B/I closet and an added office space or nursery room. 2nd and 3rd bedrooms both have good-sized closets and hardwood flooring. Main bathroom updated w/ new double vanity, glass shower and heated flooring. Updated all copper electrical, new shingles (2018), Furnace (2018), A/C (2018), Exterior doors (2023), Added attic insulation (2019). Driveway side of the home is on side street Grooms Ave

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$5,755
Lot Size59.33 ft x 70.16 ft
mls© NumberE13828668
Listed ByRE/MAX Jazz INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,069
Property tax
$480
Heat allowance
$150
Housing costs
$4,699 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,000
25-yr amortization

Income needed

$145,000

gross annual household income

Payment at 4%
$3,345 / mo
Cash down
$159,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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