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Price Change$700,000

699 Grierson Street

Centennial, Oshawa

$699,000

Detached|Bungalow
3 | 2 | 5
About this home

There's no place like home; and this area has so much to offer! Welcome to 699 Grierson St., Oshawa, a 3-bedroom bungalow in an established neighbourhood with Dr. S.J. Phillips Public School and O'Neill CVI as the currently assigned public schools. Backing onto the Michael Starr Trail, this carpet-free home gives you direct access to one of Oshawa's paved urban trails. Inside you'll find an updated kitchen and washrooms, hardwood flooring and the convenience of bungalow living with the principal living spaces and bedrooms on the main floor. The lower level adds even more living space with a rec room and fireplace. With so many of the big-ticket items already taken care of, there is plenty to appreciate here. Key Dates: Freshly painted ~2026; Main washroom ~Mar. 2025; Front porch railings ~2021; Furnace ~2020; Air conditioner ~2017; Water tank ~2022; Screen doors ~2021; Windows ~2016; Kitchen ~2016; Shingles ~2007; replaced caps ~2026; New driveway ~2020; Deck ~2016; Hardwood floors ~2023; Ducts cleaned Nov. 2025.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$5,482
Lot Size50 ft x 150 ft
mls© NumberE13791308
Listed ByKeller Williams Energy Real Estate

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,578
Property tax
$457
Heat allowance
$150
Housing costs
$4,185 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,800
25-yr amortization

Income needed

$129,000

gross annual household income

Payment at 4%
$2,942 / mo
Cash down
$139,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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