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New3 days ago

20 East 18th Street

Inch Park, Hamilton

$599,800

Detached|Bungalow
3 | 2 | 1
About this home

CHARMING 3+2 BEDROOM BUNGALOW IN DESIRABLE INCH PARK! Set on a 40 x 107 ft lot on Hamilton Mountain, this versatile home features approximately 1,075 sq. ft. of main-floor living plus a finished lower level with separate side entrance. The bright main floor features a welcoming living room, spacious dining area, 3 bedrooms, 4-piece bath, and large eat-in kitchen with access to a 3-season enclosed sunroom overlooking the fully fenced backyard. Outside, enjoy a private setting with mature trees, patio, gazebo, newly installed side fences, and a large shed with hydro/electricity, ideal for a workshop, hobby area, or additional storage. The finished lower level provides excellent versatility with a separate entrance, kitchenette, living room, 2 spacious bedrooms, 3-piece bath, and laundry, providing options for extended family, guests, multi-generational living, or potential rental income. A laundry rough-in in one of the main-floor bedrooms adds further flexibility if the lower level is used separately. Private parking for 1 vehicle plus street parking. Ideally located within walking distance to schools, parks, transit, and the shops, restaurants and cafes of Concession Street, with Juravinski Hospital, escarpment trails, mountain access and stairs all nearby. A fantastic opportunity to call one of Hamilton Mountain's established neighbourhoods home. Come see what makes this Inch Park bungalow such a great find!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,764
Lot Size40 ft x 107.5 ft
mls© NumberX13857270
Listed ByKELLER WILLIAMS COMPLETE REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,070
Property tax
$397
Heat allowance
$150
Housing costs
$3,617 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,960
25-yr amortization

Income needed

$111,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,960

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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