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Listed 19 days ago

166 Emerald Street S

Stinson, Hamilton

$649,900

Detached|2 1/2 Storey
2 | 2 | 1
About this home

Stunning two and a half-storey duplex ideally situated at the base of Hamilton Mountain on a quiet dead-end street, close to hospitals, mountain access, transit, shopping and everyday amenities. The charming main-floor one-bedroom unit offers a spacious living area with exposed brick detailing and a unique fireplace niche that opens into the generous bedroom. The crisp white eat-in kitchen provides access to a large rear deck overlooking the fully fenced backyard. A convenient three-piece bathroom completes the main-floor unit. The upper two-level unit features a spacious living and dining area with vaulted ceilings, abundant natural light and beautiful brick detailing, creating a warm and inviting atmosphere. The space flows into a generous eat-in kitchen with access to a private outdoor area. A tasteful three-piece bathroom completes this level. Upstairs, you'll find a spacious bedroom and a large loft area offering excellent flexibility for additional living space, a home office or guest area. Two separate sets of washers and dryers are conveniently located in the basement. Additional features include private parking for one vehicle and a fully fenced backyard. A fantastic opportunity for investors, multi-generational living or an owner-occupier looking for additional income. RSA.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$4,255
Lot Size26 ft x 101.66 ft
mls© NumberX13791854
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$355
Heat allowance
$150
Housing costs
$3,831 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$118,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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