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Listed 17 days ago

4507 Ivy Gardens Crescent

982 - Beamsville, Lincoln

$810,000

Detached|2-Storey
3 | 4 | 5
About this home

Welcome to 4507 Ivy Gardens Crescent! Offering the perfect blend of size, quality and mature neighbourhood this incredible home offers over 3000 square feet of finished living space and represents the perfect forever-home to plant your roots. The main floor features a large open concept living and dining space filled with nature light and modern touches. Heading into the kitchen you'll find a chef's dream with stainless steel appliances, plenty of quality cabinets, storage, multiple windows and sliding doors leading to the back deck. Just off the kitchen is a grand family room with bay windows, pot lights and a wood burning fireplace, ideal for hosting or relaxing on a cold winter's night. Rounding out the main floor you'll find a convenient 2-piece bath, laundry and inside access to the built-in garage. Upstairs you'll find 3 generous bedrooms including a primary with 3-piece ensuite and walk-in closet, large landing with skylight and a 4-piece bath. The fully finished basement adds over 1000 square feet of additional finished living space and offers a 4th bedroom, 3-piece bath, storage and a wonderful den with gas fireplace and bar. 4507 Ivy Gardens Crescent is situated on a great lot with mature trees, cozy front porch, back deck with hot tub and plenty of yard space to play and exercise your green thumb. Lincoln Lake is a quiet, family-friendly neighbourhood with convenient access to parks, schools, shopping and dining and just a short drive to the QEW and all the splendors of wine country. Quality updates throughout and truly turnkey.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,495
Lot Size44.62 ft x 160.28 ft
mls© NumberX13803716
Listed ByROYAL LEPAGE STATE REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,146
Property tax
$458
Heat allowance
$150
Housing costs
$4,754 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $162,000
25-yr amortization

Income needed

$146,000

gross annual household income

Payment at 4%
$3,409 / mo
Cash down
$162,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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