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Price Change$849,900

21 Loma Drive

Stoney Creek, Hamilton

$799,900

Detached|Bungalow
2 | 2 | 5
About this home

Situated on a generous 75' x 100' lot in a peaceful, quiet neighbourhood with a wonderful sense of community, this move-in-ready home is ideally located at the base of the escarpment in Stoney Creek. Enjoy picturesque views of the spectacular fall colours each autumn. Inside, the open-concept layout is designed for comfortable everyday living, with two plus one bedrooms, (easily converted back to its original three plus one), two full bathrooms featuring new toilets (2026) and abundant storage throughout. California shutters add a polished touch to the living room, kitchen, and primary bedroom. The beautifully renovated basement provides additional living space, featuring a custom bar perfect for entertaining and a versatile room ideal for accommodating overnight guests. Updated electrical wiring was completed in 2020, offering added peace of mind. The main floor was freshly painted in April 2026, giving the home a bright, refreshed feel. Out back, you'll find space ideal for relaxing and entertaining. The covered shelter features a natural gas fire pit with a custom-fit table that doubles as a cover when the fire pit is not in use. A bright three-season room provides the perfect spot to enjoy the refreshing spring and fall breeze. Additional updates include new eavestroughs and downspouts (2022), new front door and garage door (2021), new front siding (2024) and a brand-new Safescapes rubberized driveway, completed in June 2026, offering parking for up to four vehicles. This is a home that offers more than just comfortable living-it offers a place to gather, entertain, unwind, and enjoy the changing seasons. With its thoughtful updates, inviting indoor and outdoor spaces, and wonderful community setting, it's a home you'll be proud to call your own.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,226
Lot Size75 ft x 100 ft
mls© NumberX13721828
Listed ByREALTY NETWORK

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$435
Heat allowance
$150
Housing costs
$4,680 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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