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Listed 2 months ago

72 Mountain Avenue N

Stoney Creek, Hamilton

$799,000

Detached|1 1/2 Storey
3 | 4 | 5
About this home

Sitting on an expansive 0.45-acre lot (approx. 21,323 sq ft), this home offers a tranquil, forest-like retreat in one of Stoney Creek's most established neighborhoods-a rare gem seamlessly combining space, functional design, and natural beauty.The main floor highlights high ceilings with exposed wooden beams, a light-filled open-concept living area, and a spacious, fully renovated kitchen featuring expansive countertops. Step directly out from the living room onto a private covered terrace, perfect for relaxation. Hardwood flooring runs throughout all four bedrooms. the basement apartment comes complete with its own kitchen, bathroom, and a separate walkout entrance.Powered by a high-efficiency, eco-friendly Geothermal Heating & Cooling System, this warm, well-maintained residence ensures exceptional year-round comfort and significant energy savings. Truly move-in ready!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$5,888
Lot Size50 ft x 221.83 ft
mls© NumberX13625106
Listed ByHOME STANDARDS BRICKSTONE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$491
Heat allowance
$150
Housing costs
$4,730 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$146,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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