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Listed 2 months ago

481 4th 'A' Street W

Owen Sound, Owen Sound

$599,900

Detached|Sidesplit
3 | 2 | 4
About this home

Set in one of Owen Sound's most sought-after west end neighbourhoods, just steps from Black's Park, this updated side split delivers the perfect blend of lifestyle and location. Designed with real life in mind, the home features multiple living and family spaces-giving everyone room to spread out, unwind, or come together with ease. Outside, a large, level, and mostly fenced yard sets the stage for everything from backyard games to effortless entertaining. Whether you're growing into your next chapter or simply looking for a home that offers flexibility without compromise, this one checks all the boxes. Move-in ready and perfectly positioned-showings available by appointment.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleSidesplit
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,503
Lot Size45.91 ft x 122.29 ft
mls© NumberX13683004
Listed ByReal Broker Ontario Ltd

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$459
Heat allowance
$150
Housing costs
$3,679 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$113,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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