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Price Change$569,000

580 2nd A Street W

Owen Sound, Owen Sound

$550,000

Detached|Bungalow-Raised
3 | 2 | 4
About this home

Welcome to 2nd Street A West, where you have a city park with a large field and kids' playground just four houses down from your front door. Add in mature trees throughout the neighbourhood, schools close by, and the Niagara Escarpment creating a beautiful backdrop as you drive home, and it's easy to see why this is such a great place to live.This well-maintained raised bungalow offers a practical and spacious layout with 3+1 bedrooms and two full bathrooms. The main level features a bright living space, three bedrooms, and a kitchen and dining area that connects directly to the back deck, making it easy to take everyday living outdoors.The finished lower level adds plenty of additional living space with a large rec room featuring a natural gas fireplace, a fourth bedroom and a three-piece bathroom - ideal for a growing family, guests, a home office or teenagers looking for a little extra space.Outside, the fully fenced backyard offers plenty of room for kids and pets, along with a BBQ deck, gazebo-covered hot tub and a large storage shed. Out front, the double-wide concrete driveway provides plenty of parking, while the generous side yard may offer potential for a future garage or carport.If your're looking for a home in a great neighbourhood, this is it!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,394
Lot Size59.84 ft x 123.57 ft
mls© NumberX13678054
Listed ByCentury 21 Millennium Inc.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$366
Heat allowance
$150
Housing costs
$3,331 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $110,000
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$110,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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