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New3 days ago

739 Banks Crescent

1038 - WI Willmott, Milton

$879,900

Freehold Townhouse|2-Storey
3 | 4 | 2
About this home

Welcome to 739 Banks Crescent. Built in 2015 in Milton's family-friendly Willmott neighbourhood, this 3-bedroom, 4-bathroom freehold townhouse is set up for real family life. A welcoming front entry leads into an open-concept main floor featuring hardwood flooring, a convenient powder room, and a kitchen with quartz countertops, stainless steel appliances, and a breakfast bar island under pendant lighting. Upstairs, the primary bedroom offers two walk-in closets and a 5-piece ensuite with a double vanity, along with two more bedrooms and a second-floor laundry room. The finished basement adds a bright rec room with pot lights, a separate room ideal for a home office or playroom, and a 2-piece bath. Parking for two, a built-in garage with inside access and private driveway. Out back, the fully fenced yard and paver patio are ready for summer dinners while the kids play, and a private gate opens right onto St. Benedict Catholic Elementary School grounds, turning the morning school run into a walk across the grass. Steps to Milton District Hospital, Milton Community Park, the Milton Sports Centre, and Derry Heights Plaza, with quick access to Highway 401, this is Willmott living at its easiest.

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agent
Macallum Tepsich
(647) 326-2579
TypeAtt/Row/Townhouse
Style2-Storey
Approx. Age6-15
Size1500-2000 sq. ft.
Property Tax$3,945
Lot Size21 ft x 79.43 ft
mls© NumberW13850170
Listed ByKELLER WILLIAMS EDGE REALTY

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,504
Property tax
$329
Heat allowance
$150
Housing costs
$4,982 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $175,980
25-yr amortization

Income needed

$153,000

gross annual household income

Payment at 4%
$3,703 / mo
Cash down
$175,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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