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Listed 13 days ago

55 - 745 Farmstead Drive

1038 - WI Willmott, Milton

$850,000

Freehold Townhouse|2-Storey
3 | 3 | 2 | 0
About this home

Welcome to Miltonbrook Gardens! This beautifully maintained 1539sqft end-unit townhome offers the space, privacy and natural light of a semi, paired with a long list of thoughtful upgrades and improvements. Featuring 3 beds + 3 baths, hardwood, flooring, bedroom-level laundry and a spacious primary retreat, his-and-hers closets, and an oversized ensuite. The kitchen is finished with granite countertops, ceramic backsplash and stainless steel appliances, with a convenient walkout to one of the home's standout features - a beautifully landscaped, fully fenced backyard oasis. Professionally regraded, resodded and landscaped in 2025, the yard features an expanded patio, gardens, side yard access, and concrete walkway. It's a private, exceptionally well-kept outdoor space with plenty of room to relax, entertain or let the kids and dog play. Nearly $46,000 has been invested into the home since 2021, including a new roof (2022), Trane central air conditioning system (2022), heavy-duty sump pump with backup alarm (2022), whole-home California shutters (2024), updated hardwired smoke alarms (2024), new range hood (2025), duct cleaning (2025), furnace motor (2025), new rental water heater (2025), upgraded exterior lighting (2025), and new carpeting throughout the upper level (2026). Several major appliances have also recently been replaced, including the refrigerator in 2025 and dishwasher in 2026, with remaining warranty coverage. The unfinished basement offers excellent additional storage and future finishing potential. Ideally located close to several schools, parks, shopping, library and everyday amenities, with convenient access throughout Milton and beyond. A rarely offered end-unit home combining approximately 1539sqft of living space, extensive recent improvements, an exceptionally cared-for interior and a backyard that truly sets it apart.

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agent
Macallum Tepsich
(647) 326-2579
TypeAtt/Row/Townhouse
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,936
mls© NumberW13811532
Listed ByKeller Williams Edge Realty

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,351
Property tax
$328
Heat allowance
$150
Housing costs
$4,829 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $170,000
25-yr amortization

Income needed

$149,000

gross annual household income

Payment at 4%
$3,577 / mo
Cash down
$170,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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