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New2 days ago

302 Poplar Street

Donevan, Oshawa

$539,900

Detached|Sidesplit 5
4 | 2 | 5
About this home

Lots of space (almost 1500 sq ft finished above grade) in this custom-built 5-level split-level home with great curb appeal, situated on a good-sized lot, on a quiet street, in a quality neighbourhood. Windows, exterior doors, shingles and heating system all redone in the last 8 - 12 years. There is hardwood flooring under broadloom in all bedrooms, large recreation room with a corner fireplace (not used for some time) with an insert (as is) and above-grade windows. Direct access is provided to the garage. The visionary Buyer will want to repair some plaster damage in the living room and consider re-carpeting or refinishing the hardwood floors and other updates.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleSidesplit 5
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,232
Lot Size53 ft x 117.62 ft
mls© NumberE13858224
Listed ByRE/MAX Jazz INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,763
Property tax
$436
Heat allowance
$150
Housing costs
$3,349 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,980
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,272 / mo
Cash down
$107,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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