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New2 days ago

245 Windsor Street

Donevan, Oshawa

$549,000

Detached|Bungalow
3 | 2 | 5
About this home

All Brick Bungalow With Separate Entrance To A Spacious In-Law Suite. Featuring Hardwood Floors, Main Bathroom, 3 Bedrooms And Main Floor Laundry. Fully Finished Basement With Large Eat-In Kitchen, Large Bedroom, Roomy Living Space & Laundry Area. 200 Amp. Can Park Up To 5 Vehicles In Private Drive.Close To Schools, Transit & 401. Large Private, Level Backyard. The house may require some TLC.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,600
Lot Size51.5 ft x 136.18 ft
mls© NumberE13857650
Listed ByJDL REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,810
Property tax
$383
Heat allowance
$150
Housing costs
$3,343 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,800
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,310 / mo
Cash down
$109,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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