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Listed 11 days ago

6 Merchants Avenue

Williamsburg, Whitby

$1,049,900

Detached|2-Storey
4 | 3 | 4
About this home

Welcome to 6 Merchants Avenue - tucked into the heart of Williamsburg, one of Whitby's most beloved family neighbourhoods, known for its top-rated schools, parks, trails, and true sense of community. This is the kind of street families put down roots on for good.This beautifully maintained all-brick 2-storey offers 4 bedrooms, 3 bathrooms, a double-car garage, and a finished basement, giving your family room to grow without leaving the neighbourhood you already love. The kitchen has just been refreshed with professionally painted cabinetry and updated hardware, paired with granite countertops, stainless steel appliances, a gas stove, and oversized patio doors that flood the space with natural light. A walkout leads to the deck and backyard, complete with a natural gas BBQ hookup for easy indoor-outdoor living.Brand new carpet runs up the stairs and throughout the upper level, where you'll find four spacious bedrooms, including a bright second bedroom with a window bench overlooking the backyard, and a generous primary retreat with a walk-in closet and a private 4-piece ensuite featuring a soaker tub and separate glass shower. The finished basement adds a large rec room and abundant storage, while the backyard is a true retreat with a spacious deck, garden shed, raised garden beds, a privacy screen, and a hot tub.Whether you're moving up within Williamsburg or discovering it for the first time, 6 Merchants Avenue delivers the space, the setting, and the schools that make this community so hard to leave.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,230
Lot Size36.46 ft x 114.07 ft
mls© NumberE13818732
Listed ByCOLDWELL BANKER - R.M.R. Real Estate

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,374
Property tax
$603
Heat allowance
$150
Housing costs
$6,126 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $209,980
25-yr amortization

Income needed

$189,000

gross annual household income

Payment at 4%
$4,418 / mo
Cash down
$209,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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