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New4 days ago

2 Gillivary Drive

Rural Whitby, Whitby

$1,275,000

Detached|2-Storey
4 | 4 | 6
About this home

Welcome to 2 Gillivary Dr! This home combines space, function and family living all together on a premium corner lot in a prestigious Whitby community. Offering approx. 2,800 sq. ft. above grade, this impressive 4-bedroom, 4-bath detached home stands out with 3 full bathrooms on the 2nd floor-a rare and highly functional layout for a growing or multi-generational family. An extra-large corner porch leads to the French-style main entrance.The thoughtfully designed main floor features a private enclosed home office, separate formal dining room and a spacious family room with a gas fireplace. An exceptional family-sized kitchen features extended cabinetry, abundant counter and storage space, a centre island, 2 refrigerators and a high-efficiency range hood, and opens to a bright breakfast area with a walkout to the backyard. Extensive hardwood flooring runs throughout the principal living areas and bedrooms.Upstairs, all 4 bedrooms are generously sized. The spacious primary bedroom features a 5-pc ensuite and walk-in closets with custom organizers. All additional bedrooms are conveniently served by either an ensuite or semi-ensuite bathroom. 2nd-floor laundry makes everyday family living even easier.The large unfinished basement offers plenty of room to create your own recreation space, gym or additional living area. and includes upgraded enlarged windows and a 3-pc bathroom rough-in. Extra long L-shape porch also comes together with extra size cold room. Outside, enjoy updated front landscaping (2025) and a widened driveway accommodating up to 5 vehicles plus a double garage-parking for up to 7 cars.Ideally located in a family-friendly West Whitby community close to schools, parks, trails, shopping and everyday amenities, with convenient access to Hwys 412, 407 & 401. A home designed not just to impress, but to work beautifully for real family life.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age6-15
Size2500-3000 sq. ft.
Property Tax$10,391
Lot Size48.23 ft x 105.08 ft
mls© NumberE13845346
Listed ByCentury 21 Infinity Realty Inc.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,526
Property tax
$866
Heat allowance
$150
Housing costs
$7,542 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $255,000
25-yr amortization

Income needed

$232,000

gross annual household income

Payment at 4%
$5,365 / mo
Cash down
$255,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

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