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Kensington-Chinatown, Toronto
$1,499,000
Location, character, and incredible potential! 112 Baldwin Street offers an extraordinary investment opportunity in Kensington Market. Built in 1880, and having been held by the same family for 4 generations, this classic Toronto Victorian showcases incredible curb appeal with its striking red brick façade and classic Toronto bay-and-gable style. Inside, large principal rooms are filled with impressive natural light streaming through large windows, showcasing soaring ceilings across all floors and timeless original architectural details-including beautifully detailed front door, stained glass, rich wood mouldings, ornate archways, pendants, fireplaces, and hardwood floors. The layout features 4 full kitchens and 4 full washrooms across 3 above-grade living floors, plus the finished basement with impressive height, a separate external entrance, and direct interior access. This setup offers endless possibilities for multi-unit rental income, multi-generational living, live-in income, or conversion into a show-stopping single-family residence in the heart of downtown Toronto. Additional highlights include sweeping CN Tower and skyline views from the top-floor balcony, 2 side by side laneway parking spaces, and laneway housing potential (see report). Steps to shops, dining, transit, and amenities in a 100% walkable location. Twin neighbouring property at 110 Baldwin St is also available - buy individually or together!
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| Type | Semi-Detached |
| Style | 3-Storey |
| Approx. Age | Not available |
| Size | 2500-3000 sq. ft. |
| Property Tax | $9,361 |
| Lot Size | 18.08 ft x 100 ft |
| mls© Number | C13997780 |
| Listed By | ROYAL LEPAGE ESTATE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,673
- Property tax
- $780
- Heat allowance
- $150
- Housing costs
- $8,603 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$265,000
gross annual household income
- Payment at 4%
- $6,308 / mo
- Cash down
- $299,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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