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New2 hours ago

125 Cathcart Street

Beasley, Hamilton

$649,900

Detached|2 1/2 Storey
5 | 3 | 0
About this home

This charming multi-level home offers exceptional space and flexibility, making it ideal for both a large family or a potential duplex conversion. The main level boasts High ceilings while the property spans three floors, with ample room for living, dining. The two units can be opened to be one entire home or the doors separate the two units. The main floor unit features a well-sized 3pc bath, two bedrooms, a spacious kitchen with stainless steel appliances, quartz countertops, smart stoves, dishwasher, soft-close cabinets, under-mount lighting, and upgraded finishes, along with a cozy living room. Upstairs, you'll find 2 additional bedrooms, another 3pc bath, a family room perfect for entertainment, and a second kitchen with similar high-end features. The third floor boasts a large primary bedroom with a private ensuite, creating a peaceful retreat. The home has undergone extensive upgrades, including a new roof, new electrical panels, new plumbing, new windows and new flooring ensuring modern comfort and peace of mind. The addition of a security system, central air conditioning, and a smart thermostat (ECOBEE) adds to the home's convenience and efficiency. Separate entrances provide potential for multi-generational living or rental opportunities. The basement, while unfinished, offers even more potential for customization, while the property itself sits on a generous 24ft x 130ft lot, with rear alley access and proximity to downtown, the hospital, and local amenities. Whether you're looking for a large single-family home or the perfect location for a duplex, this property offers endless possibilities in a sought-after area. **EXTRAS** Both units are separately metered and have separate laundry.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$2,520
Lot Size24 ft x 130 ft
mls© NumberX13865020
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$210
Heat allowance
$150
Housing costs
$3,686 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$113,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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