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New1 hour ago

4245 William Street

982 - Beamsville, Lincoln

$739,900

Detached|2-Storey
3 | 2 | 7
About this home

What if home felt a little slower? Welcome to 4245 William Street, a character-filled century home in the heart of Beamsville, where original charm meets the kind of layout made for everyday living. With approximately 1,700 sq. ft. of finished space, this 2+1 bedroom, 2-bathroom homes offers more room than you might expect - from the inviting front living room and formal dining area to a dedicate main-floor office/optional bedroom and bright family room tucked at the back of the home. The kitchen sits at the heart of it all, connecting spaces made for quiet mornings, long dinners and evening spent at home. Upstairs, two spacious bedrooms provide a private retreat, with the flexibility to restore the home's former third- bedroom layout by reinstating a previously removed wall. Set in an established neighbourhood close to the shops, cafes, wineries and countryside that make Beamsville so loved, this is a home that invites you to settle in, stay awhile, and enjoy life at a slightly slower pace.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$5,200
Lot Size73.16 ft x 146.27 ft
mls© NumberX13864954
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,787
Property tax
$433
Heat allowance
$150
Housing costs
$4,370 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $147,980
25-yr amortization

Income needed

$134,000

gross annual household income

Payment at 4%
$3,114 / mo
Cash down
$147,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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