642 Upper Wellington Street
Centremount, Hamilton
$349,900
Cheapest detached home for sale on the Hamilton Mountain as of the list date! An excellent opportunity to own a 1,000+ sq. ft. home with solid "bones" on an approximately 50 x 125 ft. lot with Hamilton's R4 zoning. The main floor features a bedroom and full 4-piece bathroom, ideal for an in-law setup, plus a partially finished basement. Renovate to create your ideal single-family home, explore a two-unit dwelling, or take advantage of the potential for a garden suite (ADU) in the backyard. Home will be sold in an as-is, where-is condition.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,036 |
| Lot Size | 50 ft x 125 ft |
| mls© Number | X13864736 |
| Listed By | COLDWELL BANKER SELECT REAL ESTATE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,791
- Property tax
- $336
- Heat allowance
- $150
- Housing costs
- $2,277 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$70,000
gross annual household income
- Payment at 4%
- $1,472 / mo
- Cash down
- $69,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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