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New19 hours ago

109 Peachwood Crescent

Stoney Creek, Hamilton

$819,990

Detached|2-Storey
3 | 4 | 4
About this home

This charming, detached turn-key home with over 1900sqft of finished living space has been well cared for by the original owners for over 20 years. Featuring 3 bedrooms, 4 bathrooms including a 4-piece ensuite, and a fully finished basement. This home has been recently updated throughout; updated kitchen (2021) including stunning quartz counters, hardwood floors on main floor & second floor (2021), custom stairs (2021), powder room on main floor (2021), California shutters throughout (2021), freshly painted (2023), roof (2018). This rare corner lot provides plenty of privacy situated directly beside a quiet park. Located in a prime location in Stoney Creek close to all amenities including public transit, QEW, schools, shopping, restaurants, and more! Brand new furnace Dec 2023.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$4,815
Lot Size36.15 ft x 81.7 ft
mls© NumberX13862546
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,197
Property tax
$401
Heat allowance
$150
Housing costs
$4,748 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $163,998
25-yr amortization

Income needed

$146,000

gross annual household income

Payment at 4%
$3,451 / mo
Cash down
$163,998

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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