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444 - Carlton/Bunting, St. Catharines
$635,000
Versatile Living with Exceptional In-Law Potential! Welcome to this gorgeous, carpet-free 1-storey home, offering charming curb appeal, thoughtful updates and incredible versatility. Featuring 3+1 bedrooms and 2 full baths, this bright, spacious layout includes a welcoming Living Room with decorative fireplace mantel and a main-floor bedroom or a home office/Den. The lower level offers a second kitchen, additional bedroom and full bath, creating an excellent setup for extended family or a private guest suite. Step outside to a fully fenced backyard with a spacious patio, perfect for summer barbecues and entertaining. An attached single garage and double driveway provide convenient parking. Ideally located in a highly walkable neighbourhood, just steps to the QEW, major shopping, medical clinics, schools and parks. Meticulously maintained and updated over the years, this move-in-ready home blends comfort, convenience and flexibility for today's lifestyle! Updates incl. Furnace '26, HWT '25, Central Air '23.
No extras listed.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,275 |
| Lot Size | 66.4 ft x 96.4 ft |
| mls© Number | X13859406 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,250
- Property tax
- $356
- Heat allowance
- $150
- Housing costs
- $3,756 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$116,000
gross annual household income
- Payment at 4%
- $2,672 / mo
- Cash down
- $127,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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