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New3 days ago

166 Toby Crescent

Huntington, Hamilton

$729,900

Detached|Bungalow
2 | 3 | 3
About this home

Pride of ownership shines in this one-owner, 2003 built, Alterra brick bungalow, ideally located in a mature neighbourhood close to Mountain Brow trails, Bernie Arbour Stadium and the Quad Pad Arena. The bright main level features blonde hardwood and ceramic flooring, 2 bedrooms, convenient main-floor laundry plus eat in kitchen and family room. The primary bedroom offers a 4-piece ensuite with separate tub and shower. The kitchen features light cabinetry with granite countertops and backsplash, while the inviting family room boasts a cathedral ceiling, gas fireplace and sliding doors to the fully fenced, concrete paved backyard. Enjoy a garden area, storage shed and separate workshop with hydro-perfect for the hobbyist. The unfinished lower level offers excellent future potential with a cantina, laundry sinks and 2-piece bath already in place. Attached garage with inside entry. Bonus: aggregate driveway, spacious front porch, sprinkler system and shingles replaced in 2016. Furniture negotiable.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$5,388
Lot Size42.88 ft x 125 ft
mls© NumberX13857400
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,736
Property tax
$449
Heat allowance
$150
Housing costs
$4,335 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $145,980
25-yr amortization

Income needed

$133,000

gross annual household income

Payment at 4%
$3,072 / mo
Cash down
$145,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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