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New4 days ago

132 GRASS Avenue

451 - Downtown, St. Catharines

$279,900

Detached|Bungalow
2 | 1 | 2
About this home

Located in downtown St. Catharines, 132 Grass Avenue is a great opportunity for renovators, investors, or buyers looking to take on a project and make it their own. This 2-bedroom home offers approximately 812 sq. ft. of above-grade living space plus an unfinished basement with lookout windows. The main floor features an eat-in kitchen, carpet-free flooring, ceiling fans, and plenty of natural light from the numerous windows. The enclosed front porch adds additional space, while the fully fenced yard provides a private outdoor area. The unfinished basement includes laundry, large utility sink, utility area, and a new furnace (2026), offering excellent potential for future development. A gas stove, washer, dryer, and existing ceiling fans are included. This property is not move-in ready and requires updating, making it an excellent opportunity for those looking to renovate and add value. Conveniently located close to public transit and with easy highway access, 132 Grass Avenue offers plenty of potential in a central St. Catharines location.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,773
Lot Size35.07 ft x 100.07 ft
mls© NumberX13851968
Listed ByREAL BROKER ONTARIO LTD.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,433
Property tax
$231
Heat allowance
$150
Housing costs
$1,814 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $55,980
25-yr amortization

Income needed

$56,000

gross annual household income

Payment at 4%
$1,178 / mo
Cash down
$55,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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