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Listed 12 days ago

227 East 23rd Street

Eastmount, Hamilton

$429,000

Detached|1 1/2 Storey
3 | 1 | 2
About this home

This charming 3-bedroom home offers a functional layout with rare two-car parking and a convenient main floor primary bedroom featuring a built-in closet system on a133 FT x 25.5 FT lot. The updated kitchen showcases a classic subway tile backsplash and stainless steel appliances, blending style and practicality. The upper level features two spacious bedrooms, perfect for family, guests, or a home office. Enjoy both a front and back porch perfect for morning coffee or relaxing evenings. The unfinished basement provides excellent potential for future customization. Brand new roof just installed. Ideally located on Hamilton Mountain, close to parks, schools, shopping, transit, and easy highway access. Ideal for first-time buyers, downsizers, or investors!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$4,112
Lot Size25.5 ft x 133 ft
mls© NumberX13819610
Listed ByRE/MAX ABOUTOWNE REALTY CORP.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,196
Property tax
$343
Heat allowance
$150
Housing costs
$2,688 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $85,800
25-yr amortization

Income needed

$83,000

gross annual household income

Payment at 4%
$1,805 / mo
Cash down
$85,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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