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Listed 17 days ago

35 Gerald Crescent

Stoney Creek Mountain, Hamilton

$924,900

Detached|2-Storey
4 | 3 | 5
About this home

Welcome to this private ravine retreat in the heart of Stoney Creek Mountain's sought-after Valley Park community! Tucked away on a quiet, family-friendly crescent, this spacious 4 bedroom, 2.5 bath home combines comfortable family living with an incredible backyard setting overlooking a lush ravine and Felker's Creek. The bright, functional main floor features separate formal living and dining rooms, a welcoming family room with wood-burning fireplace, convenient main floor laundry and a large eat-in kitchen with upgraded stainless steel appliances and plenty of counter and cabinet space. Upstairs, escape to an impressive primary bedroom retreat complete with a walk-in closet, private sitting area and 4-piece ensuite, plus three additional bedrooms and 5-piece main bath for family, guests or home-office needs. The fully finished lower level expands your living and entertaining options with a spacious recreation room, hobby room, wet bar and cold storage room. Step outside and discover what truly sets this property apart. Relax on the covered rear deck, enjoy summer days around the on-ground pool, or simply take in the peaceful, private surroundings of the stunning ravine setting. The fully fenced yard creates a fantastic space for entertaining, children and pets, while the covered front porch adds even more outdoor living space. Complete with a 1.5-car garage with inside entry and parking for up to 5 vehicles. Major updates include roof shingles (2020), furnace & A/C (2022), pool pump (2022), solar pool heater (2023) and pool liner (2026). An exceptional location close to schools, parks, trails, shopping, restaurants, entertainment and highway access - with the privacy and natural setting that are increasingly hard to find.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$6,239
Lot Size40.03 ft x 110.4 ft
mls© NumberX13805662
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,734
Property tax
$520
Heat allowance
$150
Housing costs
$5,404 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $184,980
25-yr amortization

Income needed

$166,000

gross annual household income

Payment at 4%
$3,892 / mo
Cash down
$184,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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