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Listed 18 days ago

427 Melanie Crescent

Ancaster, Hamilton

$999,900

Detached|2-Storey
4 | 3 | 4
About this home

With a classic centre hall plan, this well-maintained 2 storey, 4 bedroom home offers a timeless and functional layout and is tucked away on a mature, tree lined crescent in one of Ancaster's established neighbourhoods.Offering generous principal rooms, this home provides plenty of space for a busy family. The main floor features separate living and dining rooms, a bright eat in kitchen and breakfast area, additional sitting space and a large family room with wood burning fireplace, designed for gathering together. Adding to the home's functionality, the main floor also provides a darling laundry room, convenient powder room and inside access to the double car garage. Upstairs, are 4 bedrooms, including a spacious primary bedroom with its own ensuite. An additional full bathroom completes this level. The unfinished lower level offers exciting potential to create additional living space tailored to your specific needs, whether that means a recreation room, home office, gym or guest retreat. The rear yard offers plenty of room to relax, entertain or enjoy time with family and friends. It's a comfortable extension to the home with gazebo and patio area. Close to excellent schools, parks, shopping, restaurants and highway access, this is an opportunity to enjoy the space and comfort of an established Ancaster neighborhood, while creating a home that is truly your own. New furnace & A/C '26. Room sizes approximate.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$6,908
Lot Size81.38 ft x 108.6 ft
mls© NumberX13798370
Listed ByRE/MAX HALLMARK REALTY LTD.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$576
Heat allowance
$150
Housing costs
$5,844 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,980
25-yr amortization

Income needed

$180,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$199,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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