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Listed 20 days ago

109 Ray Street

Strathcona, Hamilton

$849,900

Detached|2-Storey
3 | 4 | 2
About this home

Flawless "One of a Kind" home and property offering the perfect blend of style, quality & convenience into one incredible package. Incs a 2022 custom built 2 storey "Dream Villa" positioned proudly on large corner located in Hamilton's popular Strathcona district - close proximity to city transit, schools, churches, TO Coliseum, city parks, eclectic Locke & Dundurn Street shops, bougie eateries/bistros & revitalized Bayfront. Large double wide concrete driveway off Florence Street accesses beautifully completed, insulated garage boasting heated concrete floors, roll-up insulated door, ample built-in cabinetry w/l0ft ceiling height allowing for car lift or hoist. Concrete walk-ways extend around house to inviting covered front landing where 1570sf of sophisticated interior is sure to impress - ftrs open concept living room enhanced w/ambience of gas fireplace, dining room & stunning "Gourmet-Worthy" kitchen - sporting chic white cabinetry, designer island, quartz countertops & premium SS appliances - completed w/2pc powder room. Solid wood staircase ascends to spacious upper level highlighted w/lavish primary bedroom enjoying fireplace feature wall, 3pc ensuite & walk-in closet. Open & Airy hallway provides entry to 2 additional bedrooms (incs 2nd walk-in closet) & 4pc main bath. Gleaming engineered hardwood flooring compliments both levels w/distinguished flair. Relax or entertain in the comfortable confines of 662sf basement level showcasing tastefully appointed family room embracing the warmth of free-standing gas fireplace - design continues w/refined 5pc bath, bright laundry room, utility & storage room. Hi-End features inc -n/g furnace, AC, HRV, owned water heater, 200 amp hydro, custom closet organizers, Paradox home security (no contract required), multi-purpose cedar shed w/concrete flooring, hi-speed internet, stucco/stone exterior & fenced rear yard. No expense spared as evidenced by skilled craftsmanship & thoughtful upgrades through-out this rare "Gem"

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age0-5
Size1500-2000 sq. ft.
Property Tax$7,165
Lot Size29.33 ft x 66 ft
mls© NumberX13785768
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,350
Property tax
$597
Heat allowance
$150
Housing costs
$5,097 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,980
25-yr amortization

Income needed

$157,000

gross annual household income

Payment at 4%
$3,577 / mo
Cash down
$169,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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