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Delta, Hamilton
$699,900
Dreaming of the Delta? This is your sign! Smack dab in the heart of a neighbourhood where you can have it all. A walk to Café Baffico for coffee and donuts, a stroll through Gage Park with the dog or kids in tow, and a meander up Ottawa St. to explore some of Hamilton's best antiques, restaurants, and shops. Oh, and did we mention the house is a stunner, 10 out of 10! Freshly painted this year, this charming vintage home shines with 3 spacious bedrooms upstairs, each with their own large closets (a beautiful walk-in in one), large living and dining rooms, and a bonus family room overlooking the backyard. The features keep coming: a separate entrance to a partially finished basement with rec room and 2-piece bath, an extended 1-car detached garage, and a private driveway with parking for 3 additional cars. The owned furnace, AC and the rented hot water heater are all new within the last 5 years, along with partial interior waterproofing & sump pump. This house is phenomenal both inside and out.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,879 |
| Lot Size | 32 ft x 103.5 ft |
| mls© Number | X13766044 |
| Listed By | COLDWELL BANKER COMMUNITY PROFESSIONALS |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $407
- Heat allowance
- $150
- Housing costs
- $4,139 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$127,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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